Salary After Tax Calculator — Free Take-Home Pay Calculator
Use this free salary after tax calculator to instantly find out how much you take home after income tax and deductions. Covers the UK, Australia, USA and Canada with up to date 2025/26 tax rates. See your annual, monthly, weekly and daily take-home pay with a full breakdown of every deduction.
Salary After Tax Calculator
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How to Use the Calculator
Select your country, enter your annual gross salary and any additional details like pension contributions, filing status or state/province. Click Calculate for an instant breakdown of your take-home pay and all deductions.
How Is Take-Home Pay Calculated?
Take-home pay is your gross salary minus income tax and other mandatory deductions. The exact deductions depend on your country — in the UK this includes Income Tax and National Insurance, in Australia it includes Income Tax and the Medicare Levy, in the US it includes Federal Tax and FICA, and in Canada it includes Federal and Provincial Tax plus CPP and EI.
Tax Rates by Country
United Kingdom 2025/26
Personal Allowance: £12,570 (tax free)
Basic Rate: 20% on income between £12,571 and £50,270
Higher Rate: 40% on income between £50,271 and £125,140
Additional Rate: 45% on income above £125,140
National Insurance: 8% on earnings between £12,570 and £50,270, 2% above
Australia 2025/26
Tax Free Threshold: $18,200
19% on $18,201 to $45,000
32.5% on $45,001 to $135,000
37% on $135,001 to $190,000
45% on income above $190,000
Medicare Levy: 2% of taxable income
United States 2025
Federal rates range from 10% to 37% across seven brackets
Standard deduction: $15,000 (single), $30,000 (married filing jointly)
FICA: 6.2% Social Security plus 1.45% Medicare
State income tax varies by state from 0% to 13.3%
Canada 2025
Federal rates range from 15% to 33% across five brackets
Basic Personal Amount: $16,129 (tax free)
Provincial tax varies by province
CPP: 5.95% on eligible earnings
EI: 1.66% on insurable earnings
FAQs
How much tax do I pay on a £30,000 salary in the UK?
On a £30,000 salary in 2025/26 you would pay approximately £3,486 in Income Tax and £1,394 in National Insurance giving a take-home pay of around £25,120 per year or £2,093 per month.
How much tax do I pay on a $70,000 salary in Australia?
On a $70,000 salary in 2025/26 you would pay approximately $13,717 in Income Tax and $1,400 in Medicare Levy giving a take-home pay of around $54,883 per year or $4,574 per month.
What is the difference between gross and net salary?
Gross salary is your total earnings before any deductions. Net salary is what you actually receive after income tax, National Insurance or equivalent contributions have been deducted. This calculator shows both.
What is an effective tax rate?
Your effective tax rate is the average percentage of your income paid in tax — as opposed to your marginal rate which is the rate applied to your highest slice of income. The calculator shows your effective rate based on total deductions divided by gross salary.
Does this calculator include student loan repayments?
No — student loan repayments vary significantly by plan and country and are not included in this calculator. Your take-home pay will be lower if you have student loan deductions.
Is this calculator free?
Yes, completely free with no sign-up needed.